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Emergency Housing Assistance

The Emergency Food and Shelter Program is designed to assist those individuals who are faced with possible eviction due the fact they are in arrears with their monthly rent or with foreclosure due to non-payment of their mortgage. First month's rent assistance is also available for individuals and families when they are moving from temporary to permanent shelter, or when an eviction cannot be forestalled by a one month payment.

All Rental Assistance depends on the availability of funding, call to check status.

Rent and Mortgage Assistance
Rent and mortgage assistance is available to those individuals and families who have exhausted all other resources. Several eligibility requirements must be met in order to receive the assistance. The maximum allotment for rent and mortgage assistance changes yearly as EFSP guidelines are revised. The 2009-2010 allotment for rent and mortgage assistance is $300.00 per family.
First Month's Rent Assistance
First month's rent assistance is available when an individual or family is transient and plans to stay in the area for an extended period of time, is moving from a temporary shelter to a more permanent living arrangement or is being evicted because one month's payment will not forestall eviction in current housing.

First month's rent cannot be provided in addition to emergency rent/mortgage assistance. The maximum allotment for first month's rent assistance changes yearly as EFSP guidelines are revised. The maximum allotment for 2009-2010 is $300.00 per family.

Eligibility

For more information on the programs and eligibility guidelines, please call Schuylkill Community Action (570)622-1995.

Emergency Housing Assistance Emergency Housing Assistance

HEMAP (Mortgage Assistance)
The Homeowner's Emergency Mortgage Assistance Program (HEMAP) is administered and funded by the Pennsylvania Housing Finance Agency (PHFA). This Program assists homeowners who are unable to make their mortgage payments, through no fault of their own, and are facing mortgage foreclosure proceedings.
Eligibility

SCA is a PHFA-certified housing counseling agency and application packager for the HEMAP Program. SCA assists homeowners apply for emergency mortgage assistance who have received a "Notice of Intent to Foreclose" letter (Act 91 Notice) from their mortgage holder/lender. Eligible applicants must be Pennsylvania residents; must own and reside principally in the property in foreclosure; be suffering financial hardship through no fault of their own; and demonstrate a reasonable prospect of resuming normal mortgage payments after the HEMAP assistance concludes.

Applicants must meet with a designated counseling agency, such as SCA, within thirty (30) days of receiving an Act 91 Notice in order to initiate the application process. If you have received an Act 91 Notice from your mortgage holder, contact SCA immediately to determine if you are eligible to submit a HEMAP mortgage assistance application. Mortgage assistance from PHFA may be provided in the form of either arrearage assistance or monthly assistance.

Please call SCA at (570)622-1995 if you have received an Act 91 Notice.


Emergency Housing Assistance


SCA is an Equal Opportunity Provider and Employer

SCA is firmly committed to the provision of assistance regardless of race, color, national origin, gender, religion, age, disability, political beliefs, military status, sexual orientation, or marital/family status.

 



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