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Emergency Housing Assistance
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The Emergency Food and Shelter Program is designed to assist those individuals who are faced with possible eviction due the fact they are in arrears with their monthly rent or with foreclosure due to non-payment of their mortgage.
First month's rent assistance is also available for individuals and families when they are moving from temporary to permanent shelter, or when an eviction cannot be forestalled by a one month payment.
All Rental Assistance depends on the availability of funding, call to check status.
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Rent and Mortgage Assistance
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Rent and mortgage assistance is available to those individuals and families who have exhausted all other resources.
Several eligibility requirements must be met in order to receive the assistance.
The maximum allotment for rent and mortgage assistance changes yearly as EFSP guidelines are revised.
The 2009-2010 allotment for rent and mortgage assistance is $300.00 per family.
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First Month's Rent Assistance
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First month's rent assistance is available when an individual or family is transient and plans to stay in the area for an extended period of time, is moving from a temporary shelter to a more permanent living arrangement or is being evicted because one month's payment will not forestall eviction in current housing.
First month's rent cannot be provided in addition to emergency rent/mortgage assistance.
The maximum allotment for first month's rent assistance changes yearly as EFSP guidelines are revised.
The maximum allotment for 2009-2010 is $300.00 per family.
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Eligibility
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For more information on the programs and eligibility guidelines, please call Schuylkill Community Action (570)622-1995.
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HEMAP (Mortgage Assistance)
This program has been closed effective 7/1/11
due to lack of sufficient funding appropriation from the Commonwealth of Pennsylvania
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The Homeowner's Emergency Mortgage Assistance Program (HEMAP) is administered and funded by the Pennsylvania Housing Finance Agency (PHFA).
This Program assists homeowners who are unable to make their mortgage payments, through no fault of their own, and are facing mortgage foreclosure proceedings.
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Eligibility
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SCA is a PHFA-certified housing counseling agency and application packager for the HEMAP Program.
SCA assists homeowners apply for emergency mortgage assistance who have received a "Notice of Intent to Foreclose" letter (Act 91 Notice) from their mortgage holder/lender.
Eligible applicants must be Pennsylvania residents; must own and reside principally in the property in foreclosure; be suffering financial hardship through no fault of their own; and demonstrate a reasonable prospect of resuming normal mortgage payments after the HEMAP assistance concludes.
Applicants must meet with a designated counseling agency, such as SCA, within thirty (30) days of receiving an Act 91 Notice in order to initiate the application process.
If you have received an Act 91 Notice from your mortgage holder, contact SCA immediately to determine if you are eligible to submit a HEMAP mortgage assistance application.
Mortgage assistance from PHFA may be provided in the form of either arrearage assistance or monthly assistance.
Please call SCA at (570)622-1995 if you have received an Act 91 Notice.
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Homelessness Prevention & Rapid Re-Housing Program
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No funding available as of August 2011, future of the program is uncertain.
The Homelessness Prevention and Rapid Re-Housing Program (HPRP) provides up to four months rental assistance to individuals or households.
The program is designed to assist:
- households who are facing eviction
- homeless individuals or households who have identified permanent housing but need financial assistance to make initial rent payments
There are many eligibility and program requirements for participation.
Households must have incomes below 50% of the median income to qualify and must be part of the target groups identified in Schuylkill County.
Assistance can only be provided for apartments that meet the US Department of Housing and Urban Development’s Minimum Housing Quality Standards.
Landlords will be required to provide written permission for an inspector to determine if the property meets those guidelines.
Participating clients are required to complete financial literacy assignments over a four month period in order to receive rental assistance.
If you are interested in learning more about the HPRP Program you can call 570-622-1995 to determine if you are eligible.
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