Senior citizen is defined for the purpose of this program as an individual sixty-two (62) years of age or older.
A disabled person is defined for the purposes of this program as an individual who is permanently disabled and has limited access or limited use of his/her/their dwelling unit.
The disability must be verified by either Social Security Disability Determination or by a physician's statement.
The program beneficiary must either have a disability or be the caretaker of a person with a disability, including dependents with disabilities that are in the care of their parents or legal guardian.
The applicant(s) must reside in Schuylkill County to be eligible for assistance.
They must be the owner on record of the property to be assisted.
Applicant(s) must utilize the property as their principal place of residence.
Ownership interest must be fee simple title or a minimum five-year leasehold interest (long-term ground lease).
Value of the property to be assisted must be "modest" and may not exceed 95% of the FHA 203(b) Mortgage Limits for Schuylkill County which is currently set at $160,176.
Applicant must document current status for all real estate taxes and homeowners insurance.
All applicants must meet certain income eligibility requirements.
Household income may not exceed eighty percent (80%) of median income for senior citizens and one hundred percent (100%) of median income for disabled beneficiaries as established for Schuylkill County by the US Department of Housing and Urban Development.
Total income of all residents living in the household will be considered.
Assistance will be provided in the form of a zero percent (0%), five-year "conditional" grant.
This grant will be forgiven in its entirety if the recipient(s) continues to reside in the assisted property for a period of five (5) full years and complies with all Program Guidelines.
For more information on the Schuylkill County Senior or Disabled Housing Repair Program, please call SCA at (570)622-1995