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Homeownership Services and Assistance
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Homeownership Program
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Owning a home is the "American Dream" for many residents of Schuylkill County.
Unfortunately, rising real estate prices, inflation, and lack of savings for down payment and closing costs have made that dream seem unrealistic to many.
But thanks to the Schuylkill County Homeownership Program, sponsored by Schuylkill Community Action, this dream can become a reality for you and your family.
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The Homeownership Program enables individuals and families with low-to-moderate incomes to purchase newly constructed homes within Schuylkill County at a price that is very affordable.
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The Homeownership Program also provides future homebuyers with training to prepare them for homeownership.
Providing the new homebuyer with the knowledge of all phases of the home purchase will enable them to make educated decisions.
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In conjunction with the Homeownership Program, a grant of up to $1000 is available to help with closing costs when you purchase a home through this Program.
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All homes meet or exceed the requirements as set forth by the Uniform Construction Code.
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Eligibility Requirements
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The borrower must occupy the home as their primary residence upon transfer of the property.
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2.
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Household income may not exceed 80% of the median income for the County of Schuylkill, adjusted for family size, as published by HUD and listed in this brochure.
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Client must complete the Schuylkill County Community Homebuyer Classes.
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The client must meet standard mortgage underwriting qualifications including employment background, debt ratios, down payment, deposit requirements, and credit history.
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Income Guidelines
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Maximum Gross Income to be Eligible for Program
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Family Size
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1
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$28,850
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2
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$32,950
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3
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$37,100
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4
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$41,200
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5
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$44,500
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6
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$47,800
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7
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$51,100
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8
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$54,400
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This Program is Made Possible By:
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US HUD
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PA DCED
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COUNTY OF SCHUYLKILL
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Click Here for Info on the FHLB First Front Door Program
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Click Here for Info on Homebuyer Workshops
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Click Here for Info on House Counseling, Closing Cost Assistance, Reverse Mortgages for Seniors
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